Unisys Corporation 401(k) Review & Grade
Unisys Savings Plan
Blue Bell, PAManufacturing2,824 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,424Employer $ per active participant
$7,982Employee $ saved per active participant
0.05%Direct admin cost, % of plan assets
$1.3BNet plan assets, end of year
$168,546Average balance per account
Score breakdown
- Employer generosity17.9 / 5036th percentile for employer $ per participant
- Low cost20.1 / 2581th percentile for low admin cost vs. same-size plans
- Employee saving10.1 / 1568th percentile for employee $ per participant
- Plan features0 / 10No auto-enrollment or default investment reported
Total score48 / 100 · Grade C
This plan vs. peers
Peers: Manufacturing plans with 2,500–9,999 active participants (566 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 36th |
| Lower admin cost | 81th |
| Employee saving | 68th |
| Peers that auto-enroll | 70% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Unisys put in about $2,424 per active participant, below the typical peer ($3,452). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $6,845,205 |
| Participant (employee) contributions | $22,545,872 |
| Other contributions (incl. rollovers in) | $6,454,254 |
| Administrative expenses paid from the plan | $582,869 |
| Investment advisory & management fees | $159,400 |
| Benefits paid out | $183,834,901 |
| Net assets, start / end of year | $1.3B / $1.3B |
| Active participants, start / end of year | 2,872 / 2,777 |
| Participants with account balances | 7,709 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Grant Thornton |
Largest service providers (Schedule C)
| Fidelity Investments | $410,369 reported compensation |
| Cook Street Consulting, Inc. | $159,400 reported compensation |
| Alight Solutions LLC | $13,100 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250616101157NAL0002131154001, received 2025-06-16, EIN 38-0387840, plan #004, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.