United Launch Alliance, LLC 401(k) Review & Grade
United Launch Alliance 401(k) Savings and Retirement Plan
Centennial, COManufacturing2,812 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$11,200Employer $ per active participant
$12,840Employee $ saved per active participant
0.10%Direct admin cost, % of plan assets
$1.0BNet plan assets, end of year
$251,949Average balance per account
Score breakdown
- Employer generosity48.2 / 5096th percentile for employer $ per participant
- Low cost14.3 / 2557th percentile for low admin cost vs. same-size plans
- Employee saving13.9 / 1592th percentile for employee $ per participant
- Plan features0 / 10No auto-enrollment or default investment reported
Total score76 / 100 · Grade A
This plan vs. peers
Peers: Manufacturing plans with 2,500–9,999 active participants (566 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 96th |
| Lower admin cost | 57th |
| Employee saving | 92th |
| Peers that auto-enroll | 70% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- United Launch Alliance put in about $11,200 per active participant, more than the typical peer ($3,452). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $31,488,643 |
| Participant (employee) contributions | $36,099,004 |
| Other contributions (incl. rollovers in) | $2,915,898 |
| Administrative expenses paid from the plan | $979,648 |
| Contract administrator fees | $98,071 |
| Investment advisory & management fees | $814,929 |
| Other admin expenses | $8,373 |
| Benefits paid out | $101,355,514 |
| Net assets, start / end of year | $925.4M / $1.0B |
| Active participants, start / end of year | 2,834 / 2,789 |
| Participants with account balances | 4,027 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Grant Thornton LLP |
Largest service providers (Schedule C)
| Voya Retirement Advisors LLC | $574,751 reported compensation |
| Aon Investments USA Inc. | $240,177 reported compensation |
| Voya Institutional Plan Services | $98,071 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251007082238NAL0004310993001, received 2025-10-07, EIN 81-0673845, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.