US Oncology Corporate, Inc. 401(k) Review & Grade
US Oncology, Inc. 401(k) Plan
The Woodlands, TXHealth Care & Social Assistance7,615 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$1,510Employer $ per active participant
$3,456Employee $ saved per active participant
0.14%Direct admin cost, % of plan assets
$357.5MNet plan assets, end of year
$51,944Average balance per account
Score breakdown
- Employer generosity30.7 / 5061th percentile for employer $ per participant
- Low cost11.4 / 2546th percentile for low admin cost vs. same-size plans
- Employee saving8.4 / 1556th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-10 pts1 issue reported on the filing
Total score44 / 100 · Grade D
This plan vs. peers
Peers: Health Care & Social Assistance plans with 2,500–9,999 active participants (312 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 61th |
| Lower admin cost | 46th |
| Employee saving | 56th |
| Peers that auto-enroll | 38% |
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Red flags from the filing
Benefits not paid when due: the plan reported failing to pay some benefits on time.
What to do if you're in this plan
- US Oncology Corporate put in about $1,510 per active participant, more than the typical peer ($800). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $11,496,236 |
| Participant (employee) contributions | $26,314,857 |
| Other contributions (incl. rollovers in) | $7,640,184 |
| Administrative expenses paid from the plan | $463,870 |
| Other admin expenses | $74,240 |
| Benefits paid out | $38,657,646 |
| Net assets, start / end of year | $303.1M / $357.5M |
| Active participants, start / end of year | 7,123 / 8,107 |
| Participants with account balances | 6,882 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Melton & Melton, LLP |
Largest service providers (Schedule C)
| Fidelity Investments Institutional | $375,667 reported compensation |
| Nepc, LLC | $74,240 reported compensation |
| Melton & Melton | $14,000 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251010120620NAL0004213763001, received 2025-10-10, EIN 76-0473455, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.