Vantage Data Centers Management Company, LLC 401(k) Review & Grade
Vantage Data Centers 401(k) Plan
Santa Clara, CAReal Estate & Rental563 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$6,877Employer $ per active participant
$10,699Employee $ saved per active participant
0.04%Direct admin cost, % of plan assets
$43.3MNet plan assets, end of year
$59,089Average balance per account
Score breakdown
- Employer generosity48.1 / 5096th percentile for employer $ per participant
- Low cost22.6 / 2590th percentile for low admin cost vs. same-size plans
- Employee saving14.3 / 1595th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score95 / 100 · Grade A
This plan vs. peers
Peers: Real Estate & Rental plans with 500–2,499 active participants (291 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 96th |
| Lower admin cost | 90th |
| Employee saving | 95th |
| Peers that auto-enroll | 47% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Vantage Data Centers Management Company put in about $6,877 per active participant, more than the typical peer ($1,279). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $3,871,477 |
| Participant (employee) contributions | $6,023,383 |
| Other contributions (incl. rollovers in) | $3,136,224 |
| Administrative expenses paid from the plan | $14,074 |
| Contract administrator fees | $14,074 |
| Benefits paid out | $3,763,291 |
| Net assets, start / end of year | $28.8M / $43.3M |
| Active participants, start / end of year | 433 / 693 |
| Participants with account balances | 733 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Silicon Valley Accountancy Corp. |
Largest service providers (Schedule C)
| Newport Group, Inc. | $14,074 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250819125631NAL0003814864001, received 2025-08-19, EIN 27-2332975, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.