Vaynermedia 401(k) Review & Grade
Vaynermedia 401(k) Retirement Plan and Trust
New York, NYInformation1,234 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$2,004Employer $ per active participant
$7,554Employee $ saved per active participant
0.34%Direct admin cost, % of plan assets
$84.9MNet plan assets, end of year
$56,163Average balance per account
Score breakdown
- Employer generosity15.9 / 5032th percentile for employer $ per participant
- Low cost9.1 / 2536th percentile for low admin cost vs. same-size plans
- Employee saving6.3 / 1542th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score31 / 100 · Grade D
This plan vs. peers
Peers: Information plans with 500–2,499 active participants (310 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 32th |
| Lower admin cost | 36th |
| Employee saving | 42th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
Corrective distributions: the plan refunded $15 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Vaynermedia put in about $2,004 per active participant, below the typical peer ($2,829). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $2,473,834 |
| Participant (employee) contributions | $9,325,427 |
| Other contributions (incl. rollovers in) | $1,815,421 |
| Administrative expenses paid from the plan | $254,883 |
| Investment advisory & management fees | $144,294 |
| Benefits paid out | $6,620,514 |
| Net assets, start / end of year | $65.9M / $84.9M |
| Active participants, start / end of year | 1,323 / 1,146 |
| Participants with account balances | 1,511 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Citrin Cooperman & Company LLP |
Largest service providers (Schedule C)
| Ubs Financial Services, Inc. | $144,294 reported compensation |
| Ubs Financial Services, Inc. | $144,294 reported compensation |
| Adp, Inc. | $110,588 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251011054025NAL0004628899001, received 2025-10-11, EIN 26-4672251, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.