Ventura Foods, LLC 401(k) Review & Grade
Ventura Foods, LLC Profit Sharing 401(k) Plan
Brea, CAManufacturing2,492 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$8,420Employer $ per active participant
$5,231Employee $ saved per active participant
0.07%Direct admin cost, % of plan assets
$344.5MNet plan assets, end of year
$94,607Average balance per account
Score breakdown
- Employer generosity47.0 / 5094th percentile for employer $ per participant
- Low cost20.2 / 2581th percentile for low admin cost vs. same-size plans
- Employee saving8.2 / 1555th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score78 / 100 · Grade A
This plan vs. peers
Peers: Manufacturing plans with 500–2,499 active participants (2,376 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 94th |
| Lower admin cost | 81th |
| Employee saving | 55th |
| Peers that auto-enroll | 59% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Ventura Foods put in about $8,420 per active participant, more than the typical peer ($2,320). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $20,986,881 |
| Participant (employee) contributions | $13,038,736 |
| Other contributions (incl. rollovers in) | $2,712,226 |
| Administrative expenses paid from the plan | $233,823 |
| Investment advisory & management fees | $104,996 |
| Benefits paid out | $36,288,077 |
| Net assets, start / end of year | $301.1M / $344.5M |
| Active participants, start / end of year | 2,522 / 2,463 |
| Participants with account balances | 3,641 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Miller Kaplan Arase, LLP |
Largest service providers (Schedule C)
| Transamerica Retirement Solutions | $114,827 reported compensation |
| Gallagher Benefit Services | $104,996 reported compensation |
| Miller Kaplan Arase | $14,000 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015120540NAL0002261123018, received 2025-10-15, EIN 95-4589254, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.