Viking Group, Inc. 401(k) Review & Grade
Viking Group, Inc. Savings and Retirement Plan
Caledonia, MIManagement of Companies956 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$6,468Employer $ per active participant
$4,523Employee $ saved per active participant
0.06%Direct admin cost, % of plan assets
$131.9MNet plan assets, end of year
$110,528Average balance per account
Score breakdown
- Employer generosity42.1 / 5084th percentile for employer $ per participant
- Low cost20.7 / 2583th percentile for low admin cost vs. same-size plans
- Employee saving5.5 / 1537th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score71 / 100 · Grade B
This plan vs. peers
Peers: Management of Companies plans with 500–2,499 active participants (172 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 84th |
| Lower admin cost | 83th |
| Employee saving | 37th |
| Peers that auto-enroll | 58% |
Get the monthly 401(k) report card
The best and worst plans, new grades as filings post. One email a month, no spam.
Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Viking Group put in about $6,468 per active participant, more than the typical peer ($2,492). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $6,179,838 |
| Participant (employee) contributions | $4,321,339 |
| Other contributions (incl. rollovers in) | $924,394 |
| Administrative expenses paid from the plan | $78,995 |
| Investment advisory & management fees | $41,624 |
| Benefits paid out | $10,623,887 |
| Net assets, start / end of year | $111.4M / $131.9M |
| Active participants, start / end of year | 913 / 998 |
| Participants with account balances | 1,193 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Monroe Sweeris & Tromp PLC |
Largest service providers (Schedule C)
| Strategic Advisors, Inc. | $41,624 reported compensation |
| Fidelity Investments Institutional | $37,371 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250822145619NAL0002612019001, received 2025-08-22, EIN 38-3601777, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.