Vista Equity Partners Management, LLC 401(k) Review & Grade
Vista Equity Partners Management, LLC Retirement Plan
San Francisco, CAFinance & Insurance616 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$11,015Employer $ per active participant
$16,619Employee $ saved per active participant
0.04%Direct admin cost, % of plan assets
$140.8MNet plan assets, end of year
$180,552Average balance per account
Score breakdown
- Employer generosity46.7 / 5093th percentile for employer $ per participant
- Low cost22.3 / 2589th percentile for low admin cost vs. same-size plans
- Employee saving14.0 / 1593th percentile for employee $ per participant
- Plan features3 / 10Default investment
- Red-flag deductions-3 pts1 issue reported on the filing
Total score83 / 100 · Grade A
This plan vs. peers
Peers: Finance & Insurance plans with 500–2,499 active participants (754 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 93th |
| Lower admin cost | 89th |
| Employee saving | 93th |
| Peers that auto-enroll | 62% |
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Red flags from the filing
Corrective distributions: the plan refunded $28,760 in contributions, which usually means it failed annual nondiscrimination testing.
What to do if you're in this plan
- Vista Equity Partners Management put in about $11,015 per active participant, more than the typical peer ($3,606). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $6,790,664 |
| Participant (employee) contributions | $10,245,533 |
| Other contributions (incl. rollovers in) | $7,179,904 |
| Administrative expenses paid from the plan | $54,769 |
| Contract administrator fees | $300 |
| Investment advisory & management fees | $34,617 |
| Benefits paid out | $11,302,039 |
| Net assets, start / end of year | $107.3M / $140.8M |
| Active participants, start / end of year | 591 / 642 |
| Participants with account balances | 780 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Moss Adams LLP |
Largest service providers (Schedule C)
| Strategic Advisors, Inc. | $34,617 reported compensation |
| Fidelity Investments Institutional | $20,152 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250923094840NAL0014433474001, received 2025-09-23, EIN 26-0434499, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.