Waggener Edstrom Worldwide, Inc. 401(k) Review & Grade
We Employees' 401(k) Cash Or Deferred Retirement Plan
Bellevue, WAProfessional, Scientific & Technical Services510 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$3,002Employer $ per active participant
$12,019Employee $ saved per active participant
0.13%Direct admin cost, % of plan assets
$111.1MNet plan assets, end of year
$128,471Average balance per account
Score breakdown
- Employer generosity24.5 / 5049th percentile for employer $ per participant
- Low cost16.6 / 2566th percentile for low admin cost vs. same-size plans
- Employee saving11.0 / 1574th percentile for employee $ per participant
- Plan features3 / 10Default investment
Total score55 / 100 · Grade C
This plan vs. peers
Peers: Professional, Scientific & Technical Services plans with 500–2,499 active participants (1,469 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 49th |
| Lower admin cost | 66th |
| Employee saving | 74th |
| Peers that auto-enroll | 48% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Waggener Edstrom Worldwide put in about $3,002 per active participant, below the typical peer ($3,082). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $1,529,643 |
| Participant (employee) contributions | $6,123,535 |
| Other contributions (incl. rollovers in) | $926,994 |
| Administrative expenses paid from the plan | $139,664 |
| Other admin expenses | $139,664 |
| Benefits paid out | $7,184,508 |
| Net assets, start / end of year | $96.5M / $111.1M |
| Active participants, start / end of year | 510 / 509 |
| Participants with account balances | 865 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Perkins & Company, P.C. |
Largest service providers (Schedule C)
| The Vanguard Group, Inc. | $70,028 reported compensation |
| Retirement Consulting Group Inc | $50,000 reported compensation |
| Vanguard Advisers Inc. | $20,486 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250812132522NAL0004348931001, received 2025-08-12, EIN 93-0847156, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.