Wolters Kluwer United States, Inc. 401(k) Review & Grade
Wolters Kluwer 401(k) Plan
Riverwoods, ILInformation8,717 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$6,893Employer $ per active participant
$11,792Employee $ saved per active participant
0.07%Direct admin cost, % of plan assets
$2.4BNet plan assets, end of year
$189,136Average balance per account
Score breakdown
- Employer generosity40.7 / 5081th percentile for employer $ per participant
- Low cost17.6 / 2570th percentile for low admin cost vs. same-size plans
- Employee saving10.2 / 1568th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
Total score79 / 100 · Grade A
This plan vs. peers
Peers: Information plans with 2,500–9,999 active participants (60 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 81th |
| Lower admin cost | 70th |
| Employee saving | 68th |
| Peers that auto-enroll | 63% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- Wolters Kluwer United States put in about $6,893 per active participant, more than the typical peer ($3,691). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $60,088,223 |
| Participant (employee) contributions | $102,793,554 |
| Other contributions (incl. rollovers in) | $15,905,832 |
| Administrative expenses paid from the plan | $1,447,614 |
| Investment advisory & management fees | $860,330 |
| Benefits paid out | $170,137,458 |
| Net assets, start / end of year | $2.1B / $2.4B |
| Active participants, start / end of year | 8,741 / 8,693 |
| Participants with account balances | 12,602 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Grant Thornton LLP |
Largest service providers (Schedule C)
| Fidelity Invt. Inst. Ops. Co. Inc. | $585,284 reported compensation |
| Strategic Advisors, Inc. | $541,290 reported compensation |
| Mercer Investment Advisers LLC | $319,041 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251015124323NAL0002426419001, received 2025-10-15, EIN 13-3577870, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.