World Choice Investments, LLC & Great Choice Investments, LLC 401(k) Review & Grade
World Choice Investments, LLC & Great Choice Investments, LLC 401(k) Plan
Pigeon Forge, TNArts, Entertainment & Recreation678 active participantsPlan year 2024
Estimate from the plan's Form 5500 filing · How we grade
$399Employer $ per active participant
$757Employee $ saved per active participant
1.10%Direct admin cost, % of plan assets
$7.2MNet plan assets, end of year
$15,943Average balance per account
Score breakdown
- Employer generosity13.6 / 5027th percentile for employer $ per participant
- Low cost1.3 / 255th percentile for low admin cost vs. same-size plans
- Employee saving2.1 / 1514th percentile for employee $ per participant
- Plan features0 / 10No auto-enrollment or default investment reported
Total score17 / 100 · Grade F
This plan vs. peers
Peers: Arts, Entertainment & Recreation plans with 500–2,499 active participants (225 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 27th |
| Lower admin cost | 5th |
| Employee saving | 14th |
| Peers that auto-enroll | 38% |
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Red flags from the filing
No red flags were reported on this filing's compliance questions.
What to do if you're in this plan
- World Choice Investments, LLC & Great Choice Investments put in about $399 per active participant, below the typical peer ($995). Any match is still an instant return, so contribute enough to get all of it.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Direct plan expenses (1.10% of assets) are well above similar-size plans (0.23%). Check your annual fee disclosure, choose low-cost index funds if you can, and think about whether savings beyond the match belong in an IRA.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $270,471 |
| Participant (employee) contributions | $513,351 |
| Other contributions (incl. rollovers in) | – |
| Administrative expenses paid from the plan | $75,748 |
| Other admin expenses | $75,748 |
| Benefits paid out | $753,979 |
| Net assets, start / end of year | $6.5M / $7.2M |
| Active participants, start / end of year | 724 / 633 |
| Participants with account balances | 453 |
| Auto-enrollment (feature code 2S) | Not reported |
| Auditor | Pya, P.C. |
Largest service providers (Schedule C)
| Transamerica Retirement Solutions | $46,681 reported compensation |
| LPL Financial Corporation | $11,715 reported compensation |
| Erisa Services, Inc. | $9,079 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20250811114017NAL0020634802001, received 2025-08-11, EIN 62-1482653, plan #001, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.