World Wildlife Fund, Inc. 401(k) Review & Grade
World Wildlife Fund, Inc. Tax Deferred Pension Plan
Washington DC, DCAgriculture, Forestry, Fishing & Hunting741 active participantsPlan year 2024✓ Auto-enroll
Estimate from the plan's Form 5500 filing · How we grade
$9,999Employer $ per active participant
$12,043Employee $ saved per active participant
0.08%Direct admin cost, % of plan assets
$232.6MNet plan assets, end of year
$241,499Average balance per account
Score breakdown
- Employer generosity50.0 / 50100th percentile for employer $ per participant
- Low cost19.6 / 2579th percentile for low admin cost vs. same-size plans
- Employee saving14.7 / 1598th percentile for employee $ per participant
- Plan features10 / 10Auto-enrollment, Default investment
- Red-flag deductions-5 pts1 issue reported on the filing
Total score89 / 100 · Grade A
This plan vs. peers
Peers: Agriculture, Forestry, Fishing & Hunting plans with 500–2,499 active participants (118 plans).
| Measure | Percentile |
|---|---|
| Employer $ per participant | 100th |
| Lower admin cost | 79th |
| Employee saving | 98th |
| Peers that auto-enroll | 36% |
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Red flags from the filing
Auditor disclaimer: the auditor issued a disclaimer of opinion.
What to do if you're in this plan
- World Wildlife Fund put in about $9,999 per active participant, more than the typical peer ($774). Contribute at least enough to collect the full match. Skipping it leaves part of your pay on the table.
- The filing shows total dollars, not the match formula. Ask HR for the Summary Plan Description so you know the exact match and vesting schedule.
- Fund expense ratios aren't in the filing. Look them up in your 404(a)(5) fee disclosure and favor low-cost index or target-date funds.
- The plan auto-enrolls employees. Check your default contribution rate. Defaults are often lower than what it takes to get the full match.
- Changing jobs? You can usually leave the money in the plan, move it to your new employer's plan, or roll it into an IRA. Don't cash out: you'd owe taxes and possibly a 10% penalty.
The raw numbers from the filing
| Employer contributions | $7,409,210 |
| Participant (employee) contributions | $8,923,745 |
| Other contributions (incl. rollovers in) | $1,165,874 |
| Administrative expenses paid from the plan | $175,838 |
| Investment advisory & management fees | $61,369 |
| Benefits paid out | $9,885,124 |
| Net assets, start / end of year | $197.0M / $232.6M |
| Active participants, start / end of year | 734 / 748 |
| Participants with account balances | 963 |
| Auto-enrollment (feature code 2S) | Yes |
| Auditor | Grant Thornton LLP |
Largest service providers (Schedule C)
| Empower Annuity Insurance Company | $114,469 reported compensation |
| Capfinancial Partners LLC | $55,645 reported compensation |
Source: DOL EFAST2 Form 5500 filing, acknowledgment ID 20251007165534NAL0002834675001, received 2025-10-07, EIN 52-1693387, plan #002, plan year 2024-01-01 to 2024-12-31. Verify at efast.dol.gov.